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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

Content is the opinion of the author and does not represent the position of any other person or entity. Information is from sources believed to be reliable but cannot be guaranteed.

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When does basic health insurance start?

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email

Q: When does Basic Health Insurance start?

A: Basic Health Insurance starts on the first day of the month following your enrollment. For example, if you enroll online today, May 12, 2006, then your benefits start June 1, 2006. There is no medical underwriting so your application cannot be declined for health reasons. The only reason that an application is not accepted are 1) incomplete application and 2) no payment (credit card declined or check is not honored).


More resources:
Basic Health Insurance Web Site Availability of Basic Health Insurance Basic Health Insurance Basic Health Insurance Details