This Web site contains a compilation of more than a thousand consumer finance
columns written by Tony Novak from the 1980s through 2006, updated and reformatted for
maximum usefulness today. New material was added after
2010.
Content is the opinion of the author and does not represent the
position of any other person or entity. Information is from sources believed to
be reliable but cannot be guaranteed.
The author is paid for product endorsements and has an ownership or
other financial interest in the businesses related to the topics
covered.
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Supplemental health insurance
originally posted: 11/22/2006
reposted: 2/18/2011 This post has not
been recently reviewed or revised by the author and may be out of date.
If in doubt, please send a new question or ask for an update.
Q: My husband's employer adapted
a high deductible health insurance and I am having trouble finding
supplemental coverage that is available.
A: Very few health insurance
policies are available to individuals and families to provide secondary
coverage to supplement a primary health insurance plan. These policies
must meet specific requirements under each state's insurance laws to
allow for overlapping coverage without an "offset" or "subordination of
claim" provision.
Two types of allowable supplement policies are issued online at
www.basichealthinsurance.net. Keep in mind that this supplemental
coverage is not available in all states so if your state is not listed,
then there may not be any other supplemental insurance available.
Summary
More resources:
www.basichealthinsurance.net
FreedomBenefits.net
