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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

Content is the opinion of the author and does not represent the position of any other person or entity. Information is from sources believed to be reliable but cannot be guaranteed.

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Student health insurance with maternity coverage

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If in doubt, please send a new question or ask for an update.

Q: I am interested in getting medical insurance for my daughter who is a student in college. I'm not clear on how this works. What carrier do you recommend and how does the coverage work? Also, is maternity coverage includes just “in case”?

A: Any of the low cost health insurance plans listed online will also work for a student. See the listings at The most popular choice by far is the student health insurance plan called American Health Shield. The coverage can be issued in most states and is valid for treatment with any doctor or hospital of your choice in the United States. Premiums run less than $100 per month for most students. Best of all, the policy can be continued long after leaving school. Comprehensive coverage at this very low price simply is not available to other adults. For more information, see the student health insurance articles at .


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