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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

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Student health insurance in Colorado

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If in doubt, please send a new question or ask for an update.

Q: I have coverage under my father's health plan in New York, but this coverage is not accepted by doctors in Colorado where I go to school. Can I get coverage only to supplement me while I am in Colorado?

A: The commercial student health plans cover treatment with any doctor or hospital anywhere in the U.S. but you can minimize the extra expense by specifying the specific beginning and ending dates when you will be in Colorado. For example, if you start college August 24 and will be returning home on December 13, then buy coverage only for that amount of time. For more details, see the "Secure STM" policy on the left margin on the home page at


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