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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

Content is the opinion of the author and does not represent the position of any other person or entity. Information is from sources believed to be reliable but cannot be guaranteed.

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Short term coverage for graduate

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If in doubt, please send a new question or ask for an update.

Q: I'm interested in finding a short-term health insurance plan for my 23-year-old daughter, who has just graduated college. I found your product on the Internet and have a couple of questions: 1) Are the premiums listed for 6-months? 2) Do you offer a separate dental plan? 3) Do you offer a separate eye plan?

A: Yes, all the available plans and premiums are listed at Click "Get a Quote" then select your state. When requesting pricing simple indicate "6 months" (or 180 days) rather than month-to-month. Some (like "Secure STM") offer dental and eye care as an optional coverage, others (like "American Health Shield") do not. If "Secure STM" is available in her state of residence, that is the easiest solution to accomplish all in one plan. See for more information. Please see for an easy and inexpensive "stand alone" dental and eye plan if necessary. All offer fast and secure online enrollment.


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