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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

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Required health insurance for immigrant

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If in doubt, please send a new question or ask for an update.

Q: I need proof of health insurance that covers pre-existing medical conditions in order to bring my daughter into the U.S. for the first time. Will Basic Health Insurance work?

A: Basic Health Insurance covers pre-existing medical conditions after the policy has been in force for six months and it would be available to your dependant daughter if you are a resident of an approved state. This is a limited benefit insurance that is meant to supplement other health insurance. While it is not likely that the immigration law intended this type of insurance to be used for new immigrants, it just might work for this specific purpose. There is no minimum length of time of residence on the insurance application. Keep in mind that inbound immigrant insurance is more commonly used to cover most medical expenses. See the article "Health Insurance for U.S. Immigrants" at


More resources: article: "Health Insurance for U.S. Immigrants"