Tony Novak profile picture
  "AskTony" column archive        


Most Popular

AskTony Archive

This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

Content is the opinion of the author and does not represent the position of any other person or entity. Information is from sources believed to be reliable but cannot be guaranteed.

The author is paid for product endorsements and has an ownership or other financial interest in the businesses related to the topics covered.

New questions

Submit consumer finance questions at and health insurance questions at

Sponsored by: Insurance Exchange - your source of valuable information on state and federal health reform benefits.

Core Health Insurance - America's favorite mini-med insurance  with affordable premiums, freedom to choose providers, optional PPO discounts and guaranteed eligibility regardless of medical conditions.

Please support the Web sites that make publication of AskTony services possible.

Pre-existing medical problem for immigrant

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If in doubt, please send a new question or ask for an update.

Q: Does Inbound Immigrant insurance cover pre-existing medical conditions? If not, what other insurance does?

A: Several Internet-based publications, including OnlineAdviser postings, contained errors about the "Inbound Immigrant" treatment of pre-existing medical conditions. This note is meant to clarify the treatment of pre-existing medical conditions. Applicants are accepted without regard to pre-existing medical conditions. This means that no matter what your health history, you cannot be declined for insurance due to medical conditions. This insurance does not pay for the cost of treatment of pre-existing medical conditions. Pregnancy is considered a pre-existing medical condition. For coverage of pre-existing medical conditions, see the article "Finding Health Insurance to Cover Pre-existing Medical Conditions" at New residents in the United States may not be eligible for the health insurance plans available to permanent residents in each state that do cover the cost of pre-existing medical conditions.


More resources: