Tony Novak profile picture
  "AskTony" column archive        


Most Popular

AskTony Archive

This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

Content is the opinion of the author and does not represent the position of any other person or entity. Information is from sources believed to be reliable but cannot be guaranteed.

The author is paid for product endorsements and has an ownership or other financial interest in the businesses related to the topics covered.

New questions

Submit consumer finance questions at and health insurance questions at

Sponsored by: Insurance Exchange - your source of valuable information on state and federal health reform benefits.

Core Health Insurance - America's favorite mini-med insurance  with affordable premiums, freedom to choose providers, optional PPO discounts and guaranteed eligibility regardless of medical conditions.

Please support the Web sites that make publication of AskTony services possible.

Overweight and high blood pressure

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email

Q: I have been declined for health insurance because I am overweight and have high blood pressure. What can I do?

A: You actually have three factors working against you now: 1) overweight, 2) high blood pressure and 3) previously declined for health insurance. The most serious obstacle for insurance is the third ; the recent "decline" makes you ineligible for most health insurance that would otherwise accept applicants regardless of weight and blood pressure. The immediate solution is to enroll in Celtic Insurance short term medical insurance at Two consecutive 6 month policies will give you a full year of coverage. After the year has passed without any further "declines", other insurance options then become available. Celtic Insurance short term medical insurance is a top quality major medical insurance that allows online enrollment for immediate coverage on the next day. It is available in most states and is the only health insurance plan of its type that allows new members with your specific medical conditions at standard prices.


More resources: