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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

Content is the opinion of the author and does not represent the position of any other person or entity. Information is from sources believed to be reliable but cannot be guaranteed.

The author is paid for product endorsements and has an ownership or other financial interest in the businesses related to the topics covered.

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Medical requirements for life insurance

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email asktony@tonynovak.com.

Q: Do I need an exam and blood test to get life insurance?

A: Probably not, but it partly depends on your age, the type of insurance, amount of insurance and other factors. Guarantee Trust Life Insurance, for example, issues up to $250,000 term life insurance without any medical requirements to most people who took out a home mortgage within the past two years and up to $150,000 to most people without a new mortgage. The application is done completely online and usually approved in a few days.

Summary

More resources:

Guarantee Trust Life Insurance