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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

Content is the opinion of the author and does not represent the position of any other person or entity. Information is from sources believed to be reliable but cannot be guaranteed.

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Life insurance for parent

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email asktony@tonynovak.com.

Q: I want to buy life insurance on my mother but she is not willing to take a blood test or a physical exam. She has a few medical problems but is generally healthy.

A: Several life insurance companies do not require a physical exam or blood test. See the listings at www.FreedomBenefits.net under "Get a Quote" for the choices available in your state. The most likely company is Guarantee Trust Life Insurance. This coverage is issued based on an online application without a physical exam. The enrollment process is easy and policies are usually issued within a few days.

Summary

More resources:

Jefferson National Life Insurance Enrollment Link

FreedomBenefits.net