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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

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Insurance resources for diabetics

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email

Q: I am a Health Insurance Broker in the state of Georgia. I have been in the insurance industry for over 12 years and I just began my career as an independent in July. I have a lot of people referred to me that are diabetics. Most companies will not insure them as you are probably aware of. Will your program be an option?

A: Most diabetics are eligible for some type of health insurance but these plans are not commissionable, so they are not usually offered through brokers except in special circumstances. See the recently updated article "Health Insurance for Diabetics" at that outlines the five ways that diabetics can obtain health insurance. Because of the special challenges faced by diabetics, I offer a fee-based planning service that helps address the larger and far-reaching issues that extend beyond finding health insurance. Free e-mail and telephone support is available for simple questions. Please see for more information.


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