"AskTony" column archive

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Individual medical insurance in an HRA

originally posted: 11/22/2006 reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email asktony@tonynovak.com.

Q: Can an employer group offer an HRA to employee’s to pay for their individual hsa or standard individual plan premiums? I know you can pay Medicare part A, B and LTC from HRA benefits, but I’m not clear on individual coverage. Also, has the IRS included Medicare part D ?

A: Yes, the inclusion of reimbursements for lower cost individual medical insurance is one of the most popular benefits of Health Reimbursement Arrangements (HRAs). There is little written about the treatment of Medicare Part D tax treatment so far, but it seems safe to presume that tax treatment will be the same as for other parts of Medicare.

Summary

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