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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

Content is the opinion of the author and does not represent the position of any other person or entity. Information is from sources believed to be reliable but cannot be guaranteed.

The author is paid for product endorsements and has an ownership or other financial interest in the businesses related to the topics covered.

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Extending short term medical insurance

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email

Q: I believe my 6 month short-term medical will expire this month. Is it possible for me to have month to month coverage when it expires? I'm not sure how much longer I will need it.

A: Yes, just sign up using the "month-to-month" payment option for any of the plans listed at You may notice that some of the product brand names have changes since 2005, but the coverage and the price is basically the same. For 2006, OnlineAdviser no longer supports enrollment for products marketed by Assurant Health, Time Insurance, John Alden Insurance, State Farm Insurance or USAA. Chesapeake Life products are replaced by Standard Security Life and FSG insurance products. Overall, compared to 2005, the number of products supported is expanded, customer satisfaction with the remaining supported products is improved, and costs are the same or even lower in some locations.


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