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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

Content is the opinion of the author and does not represent the position of any other person or entity. Information is from sources believed to be reliable but cannot be guaranteed.

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Choosing a financial adviser

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email

Q: I am covered by your service in our company's employee benefit plan through Freedom Benefits and I am interested in getting some advice planning for retirement. How much would this cost?

A: Actually, it is the same $150 per hour, available as needed with no minimum or other contract. Usually a few yours now and a few hours just before retirement will suffice. There are no commissions or asset-based fees so this is a significantly less expensive way to obtain professional help over the long term. You may wish to see the editorial review of the recent Wall Street Journal article on choosing a financial adviser.


More resources:

editorial: "Choosing a Financial Adviser"