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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

Content is the opinion of the author and does not represent the position of any other person or entity. Information is from sources believed to be reliable but cannot be guaranteed.

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Approval time for life insurance

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email

Q: I applied for credit life insurance from Guaranteed Trust Life online. I need proof of insurance for the lender. How can I check the status?

A: Approval for this product takes a few days but the your savings in insurance costs (as compared with immediate issue insurance) is worth the short delay. Status is usually provided by e-mail and you should receive a few e-mails from the underwriter from the time you apply until the time the insurance is approved a few days later. If you do not receive an email in that time frame, you may call customer service at 1-800-338-7452 to get a status report. 


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