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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

Content is the opinion of the author and does not represent the position of any other person or entity. Information is from sources believed to be reliable but cannot be guaranteed.

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New York high risk health plans

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email

Q: Are there any high risk health insurance plans in New York state?

A: Our service focuses primarily on low cost health plans and since there really is no such thing as a low cost health plan in New York state, we tend to have little additional useful information on the health plans available in your state. Also, as you may know, New York takes a significantly different approach to insurance than the other 49 states. This usually means that local resources, rather than national online services like "OnlineAdviser" are best for finding information on local NY health plans. Since NY managed care health plans can vary from community to community, your local phone book and doctor's office are usually good sources of information. As a starting point, see the state guide at for more information. If you still have no luck, check for a community health clinic near you or call the Community Health Care Association of New York State at 212-279-9686.


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