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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

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Massachusetts requires health insurance

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email

Q: I live in Connecticut now but will attend school in Massachusetts and I heard that everyone is required to have health insurance under a new law.

A: Yes, Massachusetts will be the first state to require that all citizens have health insurance. It is not clear whether the new law applies to students whose permanent address is outside the state, but nevertheless, it makes sense for everyone to have health insurance. Fortunately, there are plenty of affordable options for students. You should first decide whether you want your insurance to cover you primarily in the area of your school or anywhere in the county. Generally, the local managed care plans offered to most students work well but the national plans for students offered at are better if you will spend significant time at your permanent home or traveling.


More resources: Student Health Insurance