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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

Content is the opinion of the author and does not represent the position of any other person or entity. Information is from sources believed to be reliable but cannot be guaranteed.

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Life insurance without exam

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email asktony@tonynovak.com.

Q: Is it possible to buy a large amount of life insurance with a physical exam? I think I am healthy but I really do not want to take a physical exam right now while I have no life insurance just in case something turns up.

A: Yes; see the link below for rates and online enrollment for Guarantee Trust Life Insurance. This company issues up to $100,000 term life insurance to most people and up to $250,000 for applicants who have a new mortgage loan. No medical exam is required and the coverage is usually issued within a few days following an online application.

Summary

More resources:

Guarantee Trust Life Online Pricing and Enrollment