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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

Content is the opinion of the author and does not represent the position of any other person or entity. Information is from sources believed to be reliable but cannot be guaranteed.

The author is paid for product endorsements and has an ownership or other financial interest in the businesses related to the topics covered.

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Joint term life insurance

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email

Q: Can my domestic partner be covered in a joint life insurance policy?

A: It depends on the policy. Some insurers offer this but most do not. Regardless of whether it is possible, you should consider whether this is the best approach. Just because it may be available does not make this the best deal. There is a strong possibility that separate policies will be a better deal in the big picture. If you clearly define the purpose of the insurance, the intended length of coverage and calculate the correct amount, then the product you will logically select probably would not be a join life policy. Invest the time to look at a side-by-side comparison of these two options.


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