AskTony Terms of Service and Privacy Policy

Trademark

"AskTony" is a trademark of Tony Novak, P.O. Box 333, Newport NJ 08345.

Accuracy of information and advisor liability

The information in this forum is based on sources that are believed to be true but cannot be guaranteed. Due to the nature of the topics presented, some factual errors are anticipated. The adviser is not liable for effects of of relying on information published that is believed to be correct but later turns out to be untrue.

Selection and scheduling

Responses to most questions are included in the next business day's e-mail but there is no assurance that a response will be made to every question. Some questions may be skipped at the discretion of the Adviser.

The reasons that a question may not be answered are: 1) the question has already been asked and answered, 2) the Adviser has no significant useful information to add to the discussion, 3) the topic does not have widespread implication or s not of interest to most users, or 4) there are too many questions received in a period of time.

Adviser compensation

AskTony is a free consumer service. The adviser does not receive direct compensation for provising this service but is paid for advertising, endorsements, roylaties and published reviews of financial products and services through the Web sites using the OnlineAdviser logo.

Privacy Policy

Neither Tony Novak nor OnlineAdviser service collects, stores, publishes or releases the private information of the users of this service. Private information that may be provided electronically in a user's e-mail or online form submission is used only by the adviser to respond to that question and then is erased. If you have any concerns about privacy issues using this Web site or OnlineAdviser please contact Tony Novak at AskTony@tonynovak.com .