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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

Content is the opinion of the author and does not represent the position of any other person or entity. Information is from sources believed to be reliable but cannot be guaranteed.

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Well baby care in child only policy

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If in doubt, please send a new question or ask for an update.

Q: If I change health insurance policies will well-baby care visits be covered?

A: Well-care is covered under child-only policies the same as under family policies. This is a matter of state insurance law and is not affected by the type of health insurance policy. The only exceptions are supplemental health insurance policies that are exempt from these laws. Do not assume that all care is covered; insurance companies cover only the well baby care provided for in your state's law. Pediatricians commonly recommend additional tests and procedures not covered as part of the state mandates. More information on this topic is included in the article "Trends in Children's Health Insurance".


More resources:

Well Baby Care "Trends in Children's Health Insurance"