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Rules for PPO discount plans
originally posted: 11/22/2006
reposted: 2/18/2011 This post has not been recently
reviewed or revised by the author and may be out of date. If in doubt,
please send a new question or ask for an update.
Q:
How can I make sure that a health plan is really insurance and not a PPO discount plan?
A:
All reputable PPO discount plans clearly state that they are not insurance in their advertising and on the ID card itself. Some states have laws that regulate such disclosures and prevent PPO discount plans from using certain terms in their marketing materials. Terms of Service are posted at http://medsave.com/articles/regulation-of-PPO-discount-plans.htm . Unfortunately, scams that portray PPO discount plans to be health insurance are not likely to abide by the law. The easiest way to avoid problems is to use a reputable independent enrollment service like MedSave.com.
Summary
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