Parent signature required
originally posted: 11/22/2006 reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email asktony@tonynovak.com.
Q: I tried to apply for life and health insurance online for my 18 month daughter but it said to call for additional information and would not accept the application.
A: The problem issue is the parent's signature required on the application. Online enrollment systems are not yet programmed to distinguish an applicant's electronic signature (in this case a young child) from the legal guardian's electronic signature. This problem will soon be fixed by most insurance companies but in the meanwhile just call OnlineAdviser for support and submit the application by fax or mail. Some online health insurance plans including any of the "Secure STM" or "Simple STM" policies can be issued directly online with the parent's signature provided as a follow-up.
Summary
More resources:
Trends in Child-only Health Insurance