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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

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Overweight applicant

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email

Q: I have a client who is overweight but healthy as can be. What carrier do you have or know of that we can get her any type of insurance?

A: The "Secure STM" (for short term coverage) or the "Secure 12x3 STM" (for a policy up to three years) at are the most popular options. Both are high quality plans and neither asks about an applicant's weight on the application. See the article "Health Insurance for Overweight Applicants" for more information on this topic.


More resources:

article: "Health Insurance for Overweight Applicants"