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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

Content is the opinion of the author and does not represent the position of any other person or entity. Information is from sources believed to be reliable but cannot be guaranteed.

The author is paid for product endorsements and has an ownership or other financial interest in the businesses related to the topics covered.

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Online life insurance application

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email

Q: I requested a life insurance application online for Ohio National but did not receive it.

A: Some of the best and lowest priced life insurance companies now require an application taken face-to-face in person. It cannot done online or sent by mail or e-mail. The insurers believe that this procedure lowers their risk and helps to eliminate fraudulent applications. If you do not have an agent, call OnlineAdviser and a personal application appointment can be arranged at your convenience. On the other hand, there are plenty of insurance choices that do not require a personal interview available immediately online at if speed and convenience is more important than the lowest price.


More resources:

Oregon Short Term Health Insurance