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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

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Moving from Texas to Canada

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email

Q: We currently live in Texas, but will be terminating employment, (plus medical coverage) here. We need medical coverage from July 15th 2006 to August 1st 2006, while we travel up to Alberta, Canada to start new employment and coverage up there. Which would be our best plan and how do we find relevant information and cost online?

A: The key to getting the best coverage at the best price is to understand that you will want to take two separate consecutive policies. A U.S. short term health insurance policy will be used from the date of your group benefits termination until you go to Canada. An international travel insurance policy will provide the best benefits from the day that you enter Canada until you are provided with another coverage. Both types of policies are easy to find, inexpensive, provide excellent coverage, and can be issued online within minutes. See for more information on all of these policies. There is a listing of low cost health insurance plans that are specifically available in Texas. A policy like "Secure STM" is ideal for the U.S. coverage and "Liaison International" would work best for the time you are in Canada. (See the complete list of international policies to decide which would be best for your specific plans).


More resources:

Secure STM Listing of International health insurance policies Texas short term and low cost health insurance listing