Medication for high blood pressure
originally posted: 11/22/2006 reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email asktony@tonynovak.com.
Q: If a health insurance plan has a deductible of $500 or $1000, do I have to come up with the deductible before I can go see a doctor for high blood pressure medication?
A: Yes, a doctor could require cash at the time of treatment if you have not met your insurance policy deductible. This requirement does not apply if you use a PPO network provider because these doctors have agreed to submit the claim to the insurer first and then seek payment from you later. Most PPO providers will accept reasonable payment plan – for example $100 per month – rather than require the cash payment in advance. Most insurance plans offer this PPO benefit but the following instructions apply to health insurance from Celtic Insurance, one of the nation’s largest plans for individuals. See www.PHCS.com for a list of doctors in your area that participate in the network covered by the Assurant Health insurance plans. Then after you find a doctor you want to use, go to www.Celticenrollment.com to enroll for a short term or permanent medical insurance plan. This will allow you to make an appointment with the PPO doctor without worrying about having the deductible money up-front.
Summary
More resources:
www.celticenrollment.com