Tony Novak profile picture
  "AskTony" column archive        


Most Popular

AskTony Archive

This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

Content is the opinion of the author and does not represent the position of any other person or entity. Information is from sources believed to be reliable but cannot be guaranteed.

The author is paid for product endorsements and has an ownership or other financial interest in the businesses related to the topics covered.

New questions

Submit consumer finance questions at and health insurance questions at

Sponsored by: Insurance Exchange - your source of valuable information on state and federal health reform benefits.

Core Health Insurance - America's favorite mini-med insurance  with affordable premiums, freedom to choose providers, optional PPO discounts and guaranteed eligibility regardless of medical conditions.

Please support the Web sites that make publication of AskTony services possible.

Health insurance under $30?

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email

Q: In your recent Online Adviser you make mention to a article that you featured "Positive Trend In Children Health Insurance " in that article you make reference to as a place to find insurance for children for a low as $30 per month. I went to that sight and clicked on two states Wisconsin and Illinois and could not find any such reference. Nothing relating to Commercial Insurance or Children. Please tell me where I can find the $30. health insurance for children.

A: Just to check the "as low as $30 per month" claim, I plugged in a random zip code (18944) to price coverage for a boy under 18 for the "Secure Lite STM" product from the left-hand margin of the home page at The lowest six month premium was $173. Females were slightly higher $191. Some policies would likely be priced lower but most policies would be priced higher. Some insurance policies require payment of an association fee or application fee that can push the cost a little higher. When health insurance companies advertise "as low as" rates, this does not represent the price of a typical issued policy, but there is no reason to think these ads are exaggerated or that this type of statement is misleading to consumers.


More resources:

Secure Lite STM pricing and enrollment