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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

Content is the opinion of the author and does not represent the position of any other person or entity. Information is from sources believed to be reliable but cannot be guaranteed.

The author is paid for product endorsements and has an ownership or other financial interest in the businesses related to the topics covered.

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PPO discount drug card

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email

Q: I signed up for a low cost health insurance at FreedomBenefits.netbut the policy does not come with a prescription discount card. Can I still add one?

A: Yes, all users are eligible for a free discount drug card at any time. Just log on and download the discount card. It can be used at any pharmacy right away. There is no cost for the basic discount drug card. Alternately, you can sign up for an inexpensive comprehensive discount plan that covers a lot more including drugs, dental expenses, eye care, doctors visits, lab test, hospital expenses, etc. See more about these options online at .


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