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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

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Coverage for European vacation

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email

Q: I got a quote for health insurance from International Medical Group for a 10 day vacation in Europe using the “international health insurance” at It says that the total the price is $13.20. Can this be right?

A: Yes, the price of coverage is based on the amount of insurance you selected, your age and the length of the trip. The minimum coverage, your young age and short trip make this insurance very inexpensive. A price of $1 to $2 per day is the usual amount for a young person who needs typical coverage for a European vacation. This does seem low considering that the company is assuming the risks not only of the medical care itself, but the cost of translation of medical records and foreign currency translation costs. But these insurance companies enjoy an excellent reputation among their policyholders, so this policy should work out fine for you. Editor's note: Since the date of this question other international medical insurance products were introduced that offer more coverage options at a slightly higher price of $2 to $3 per day.


More resources:

International Medical Insurance