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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

Content is the opinion of the author and does not represent the position of any other person or entity. Information is from sources believed to be reliable but cannot be guaranteed.

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Basic health insurance over age 65

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email

Q: You wrote that basic health insurance coverage can be continued after qualifying for Medicare as a supplement, yet when I try to get rates for someone 65 or over at the site does not allow that.

A: Basic Health Insurance is issued to individuals online only up to age 65 but once a policy is issued it may be kept in force until age 70 in addition to Medicare. When this health insurance is offered through an employer-sponsored group plan there are no age restrictions under federal law. Rates for group plans are not quoted online but are available in the employer's enrollment brochure available online. The employer enrollment materials are available from the home page at just below the section for individuals and families.


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