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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

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Basic health insurance for follow-up visits

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email

Q: I need supplemental health insurance due to the fact that I have been diagnosed with angiomyolipoma of the right kidney and my current health insurance has denied any coverage for that "pre-existing". Will the Basic Health Insurance plan cover any expenses incurred for treatment of angiomyolipoma, which consist of a follow up x-ray to check the size of the benign tumor every six months? I know that this plan has a six month waiting period still. I'm just trying to find coverage to cover any follow up visits and treatment regarding this condition only.

A: Basic Health Insurance covers pre-existing medical conditions after six months but keep in mind that this is intended as supplemental insurance, not as primary coverage. The amount that Basic Health Insurance for a doctor's visit, lab test or each other type of medical procedure will pay is listed at by clicking "Get a Quote" and then "Highlights". Notice that the benefit amount paid depends on the plan that you select. See the article "Finding Health Insurance to Cover Pre-existing Medical Conditions" at for more help with the topic of finding assigned risk insurance as primary coverage if this is also needed.


More resources: Basic Health Insurance Details