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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

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Baby needs insurance for international trip

originally posted: 11/22/2006  reposted: 2/18/2011 .

Q: I am trying to find a plan to best fit our needs. I need health coverage for a male child of 14 months from May 15th until October both overseas and in the U.S. He needs well baby care to be covered as well as immunizations and routine blood work. We live in Israel right now but will be traveling to the U.S. in July, returning to Israel in August and back to the U.S. in October. The child is a US Citizen with a valid passport.

A: Assuming that you will be using your U.S. address on the policy application, then any of the international medical plans listed at Freedom Benefits insurance exchange will work. The "Liaison International" plan seems to be a likely choice, but you may wish to consider the coverage options provided in the other plans as well. In this case you would wish to pay for routine care out-of-pocket and then settle the claims after you return home. Choosing a higher policy deductible might make this accounting easier as well as reduce the overall expense. Most international insurance applications are made online but the physical address listed on the application is still important for contractual reasons and this determines which specific insurance options are available.


More resources:

International health insurance listings