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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

Content is the opinion of the author and does not represent the position of any other person or entity. Information is from sources believed to be reliable but cannot be guaranteed.

The author is paid for product endorsements and has an ownership or other financial interest in the businesses related to the topics covered.

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Assurant health policy delivery

originally posted: 11/22/2006  revised: 8/15/2011

Q: I applied for Assurant Health policy through State Farm Insurance online but never received the policy.

A: The default delivery method of this insurance is set to automatically set for "online delivery" and no policy is actually mailed. You may elect to receive a paper copy of the policy in the mail by paying an additional $10 fee. OnlineAdviser service no longer supports enrollment in these products.

None of the insurance products listed at Freedom Benefits charge extra fees for mail delivery.

Online enrollment and electronic delivery of the policy have become the default methods of many health insurance policies.

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