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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

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ValueHealth insurance in New York

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If in doubt, please send a new question or ask for an update.

Q: I am looking at ValueHealth insurance for my daughter in New York. It seems to be less expensive than other options but does not indicate that doctor visit coverage is included.

A: Yes, that is correct. This insurance may be the best value in New York state but the savings does come with reduced benefits. This is primarily a cash based hospital and emergency care insurance. There is no insurance coverage for doctor's office visits or regular prescription drugs. But the price is only a small fraction of the cost of regular full coverage plans in New York. For these uncovered items, we recommend combining the insurance with a PPO discount plan like those at to minimize the effects of the holes in coverage.


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ValueHealth Insurance