"AskTony" column archive

This Web site contains a compilation of more than a thousand consumer finance columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today. New material will be added beginning in late 2010.

Content is the opinion of the author and does not represent the position of any other person or entity. Information is from sources believed to be reliable but cannot be guaranteed.

The author is paid for product endorsements and has an ownership or other financial interest in the businesses related to the topics covered.

Freedom Benefits Insurance Exchange - your source of valuable information on state and federal health reform benefits.

Core Health Plus - America's favorite mini-med insurance with affordable premiums, freedom to choose providers, optional PPO discounts and guaranteed eligibility regardless of medical conditions.

Please support the Web sites that make publication of AskTony services possible.

ValueHealth insurance in New York

originally posted: 11/22/2006 reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If in doubt, please send a new question or ask for an update.

Q: I am looking at ValueHealth insurance for my daughter in New York. It seems to be less expensive than other options but does not indicate that doctor visit coverage is included.

A: Yes, that is correct. This insurance may be the best value in New York state but the savings does come with reduced benefits. This is primarily a cash based hospital and emergency care insurance. There is no insurance coverage for doctor's office visits or regular prescription drugs. But the price is only a small fraction of the cost of regular full coverage plans in New York. For these uncovered items, we recommend combining the insurance with a PPO discount plan like those at www.ehealthdiscountplan.com to minimize the effects of the holes in coverage.

Summary

More resources:

ValueHealth Insurance