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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

Content is the opinion of the author and does not represent the position of any other person or entity. Information is from sources believed to be reliable but cannot be guaranteed.

The author is paid for product endorsements and has an ownership or other financial interest in the businesses related to the topics covered.

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Texas health insurance "catch 22"

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If in doubt, please send a new question or ask for an update.

Q: My daughter's COBRA coverage lapsed for accidental late payment and the company will not reinstate the coverage. The Texas High risk pool says she is not eligible for another year until the date that the COBRA coverage was supposed to end. She is an insulin dependant diabetic.

A: See the ValueHealth plan at FreedomBenefits.net. Although this is a limited benefit policy, it likely your best immediately available option.

Summary

More resources:

FreedomBenefits.net
Texas High Risk Health Pool ValueHealth plan