Tony Novak profile picture
  "AskTony" column archive        


Most Popular

AskTony Archive

This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

Content is the opinion of the author and does not represent the position of any other person or entity. Information is from sources believed to be reliable but cannot be guaranteed.

The author is paid for product endorsements and has an ownership or other financial interest in the businesses related to the topics covered.

New questions

Submit consumer finance questions at and health insurance questions at

Sponsored by: Insurance Exchange - your source of valuable information on state and federal health reform benefits.

Core Health Insurance - America's favorite mini-med insurance  with affordable premiums, freedom to choose providers, optional PPO discounts and guaranteed eligibility regardless of medical conditions.

Please support the Web sites that make publication of AskTony services possible.

Sam's Club health insurance

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If in doubt, please send a new question or ask for an update.

Q: I received an e-mail that says "Sam's Club, the members-only warehouse, is now offering health insurance to small-business members. The company is touting savings of at least 20 percent and as much as 50 percent off group rates for small employers. Check your local store for details and pass this exciting news to your company! If you're seeking an individual or family plan, we have provided the link below to help you determine the best plan with the lowest price available from top health insurance Providers". Does Sam's Club really sell discounted health insurance or is this a scam?

A: No, but you are not the only one confused. We have received many questions related to a large ongoing e-mail spam campaign. You can easily see that this is just a scam because the link in the e-mail is not connected to Sam's Club but simply redirects you to another Website that sells full priced health insurance. It is also important to know that health insurance is priced the same no matter where you but it from. Rates are the same for all similarly situated policyholders. There are no "discounters" of any health insurance. This campaign is not related in any way to, the national distributor of low cost health insurance that is supported by OnlineAdviser.


More resources: