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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

Content is the opinion of the author and does not represent the position of any other person or entity. Information is from sources believed to be reliable but cannot be guaranteed.

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Medicare dental insurance

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email

Q: Since both of us are on Medicare, Medicare offers a new dental plan which is not accepted by our favorite dentist. Do you know of any insurance plan that would be accepted by any dentist that is not on preferred doctor's list and that plan sells for low price per month?

A: Dental insurance is never a good deal for individuals who pay for their own benefits. (See former articles at for a detailed explanation). A better value is available through dental discount plans. The dental discount plan offered by Careington at is about the best in terms of price (10/month per household), size of network, consumer reputation and quality of service. This is a commercial dental plan not affiliated with Medicare. It is easy to check the list of local dentists that accept this discount pricing plan at the online enrollment Web site.


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