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This Web site contains a compilation of more than a thousand consumer finance  columns written by Tony Novak from the 1980s through 2006, updated and reformatted for maximum usefulness today.  New material was added after 2010.

Content is the opinion of the author and does not represent the position of any other person or entity. Information is from sources believed to be reliable but cannot be guaranteed.

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IMG insurance not available in Florida

originally posted: 11/22/2006  reposted: 2/18/2011 This post has not been recently reviewed or revised by the author and may be out of date. If you notice an error or are in doubt, please send a new question by email or ask for an update. Email

Q: Why is IMG insurance no longer offered in Florida?

A: IMG international medical insurance is no longer available in Florida. International Medical Group (IMG) and Sirius International Insurance Corporation have agreed to cease and desist from issuing health insurance coverage to Florida residents. As part of the Consent Order issued by the Office of Insurance Regulation, the companies agree to pay administrative costs, pay all valid claims in the future, to comply with all licensing provisions of the Florida Insurance Code and other provisions of the Consent Order. Currently, health insurance availability is controlled on a state-by-state basis. Most states choose to avoid regulating international insurance in the same way that they regulate regular health insurance but this case is an exception. OnlineAdviser supports pending federal legislation that would make low cost health insurance plans available to all U.S. residents regardless of their state of residence. This legislation would effective remove state control and make health insurance under single federal legislation. Meanwhile, alternate plans for short term or long term international health insurance are available on the Florida page at


More resources:

Florida low cost health insurance